Investdirect Capital Services Private Limited (“Company”) endeavours to ensure the confidentiality and security of personal information and details collected by us. The principle aim of collecting such personal information is to aid and assist the Company in identifying you personally and enabling your global investment journey.
The privacy policy herein explains the entire process of collection, updation, sharing, safety, modifications and other aspects related to personal information.
If you have questions, comments, concerns or feedback regarding this Privacy Policy or any other privacy or security concern, you can contact our Grievance Officer at:
Investdirect Capital Services Private Limited
702, Samarpan Complex, Satam Wadi,
Andheri - Ghatkopar Link Road Opposite Solitaire Park,
Andheri East Mumbai - 400099,
Maharashtra
Email : support@ultimawealth.in
The Company’s website and mobile applications can be accessed for certain exploratory features without registering or disclosing any personal information. However, anonymous data may be made available to us by your web browser or computer in the form of Hyper Text Transfer Protocol (HTTP) cookies, and such data may be utilized by us for research, analytics, and improving user experience.
To utilize the global investment services offered by the Company—specifically for opening a Demat account and establishing a cross-border trading channel for global stocks—it is necessary for a User to register on our platform.
Upon account creation, users receive unique login credentials (User ID and password). During onboarding, users must provide sensitive personal data and information required for regulatory compliance, including:
The Company may require additional personal information from time to time pursuant to regulatory amendments by SEBI, RBI, or overseas regulators (such as the US SEC or FINRA), or for the enhancement of services.
The KYC Information is utilized by the Company for communications, account maintenance, and executing cross-border investment mandates authorized by the User. To seamlessly enable global stock transactions, fractionally invest in international markets, and manage your global portfolio, this information will be used, shared, maintained, accessed, and stored with:
The Company may call upon the User to submit physical or digital evidence of their personal information (such as a PAN card, passport for overseas remittance verification, or utility bills for address proof) to comply with Liberalised Remittance Scheme (LRS) guidelines and Anti-Money Laundering (AML) standards.
We may also capture and verify bank details printed on uploaded documents (like a cancelled cheque or bank statement) to match registration data, ensuring secure fund transfers for international investing.
Your Personal Information belongs entirely to you. Any update to your data requires logging into your secure account and providing valid supporting evidence.
In compliance with applicable laws, the Company will provide every registered User with a readable copy of the personal data we maintain. As an added security measure, we may require proof of identity prior to such disclosure.
Users are strictly advised to keep their login credentials confidential. If you suspect your account security has been compromised, you must contact the Company immediately.
The Company collects your information to fulfill the mandates issued by SEBI, the Reserve Bank of India (under FEMA/LRS guidelines for outbound remittances), and international financial authorities. The core objectives include:
We may seek assistance from group companies, affiliates, third-party vendors, agents, or international financial partners (collectively, “Third-Party Service Providers”) to execute these services. All such partners are strictly bound by confidentiality and privacy restrictions identical to those outlined in this policy.
The Company does not sell, rent, trade, or share your KYC Information with any unrelated third parties without your express consent, except:
Upon a user requesting account deletion, personal KYC data will be deactivated and promptly removed from active databases, subject to statutory data retention timelines mandated by SEBI and financial regulators for auditing and compliance.
Investdirect Capital Services Private Limited deploys enterprise-grade encryption, firewalls, and secure socket layers (SSL) to protect your data from unauthorized access, modification, or disclosure. When your data is shared with overseas clearing partners and international brokerages for transaction execution, it is treated as proprietary and confidential, accessed strictly on a need-to-know basis.
The Company operates under the jurisdiction of the (Indian) Information Technology Act, 2000, and complies fully with Regulation 4 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
This Privacy Policy is updated periodically. No modification will be made that curtails rights already accrued to a User without prior, explicit notification.
Disclaimer :
Ultima Wealth is a subsidiary brand of Investdirect Capital Services Private Limited, an AMFI-registered Investment Distributor (Non-individual) with ARN No. 106136. The Company does not furnish any guarantees, warranties, or representations, express or implied, on products offered through the platform. The Company accepts no liability for any damages or losses however caused, in connection with investments made through the platform. Terms and conditions of the website are applicable at all times.
Mutual fund investments are subject to market risks. Please read all Scheme Information Documents (SID) /Key Information Memorandum (KIM) and addendums issued thereto from time to time information and other related documents carefully before investing.
